No one wants to think about bad things happening during a vacation, but the truth is that things can happen which could easily result in you missing out on your much needed vacation. So why not take a few minutes and learn about your options to protect your investment in your dream vacation. Then you can de-stress and not worry should there be a hiccup in your travel plans.
What You Can Cover:
Trip Delay or Missed Connection-
Starting from the beginning, you can cover a trip delay or a missed connection when you are travelling. Unlike a trip to a single destination, if your travel plans are interrupted, it is conceivable that you are going to miss your ship as it sets sail for the first port of call. In some cases you can fly to meet the ship, but in other cases there is no airport to get you to that next place that the ship will dock. But either way, getting the issue corrected can cost you a lot of money and be filled with angst. But trip delay or missed connection insurance will either get you a flight to meet the ship, get you on a boat to meet the ship or get you your money back for the cost of the cruise that you are missing.
Some cruises and other providers will refund a portion of your fare if you are forced to cancel a trip due to a medical emergency. Other lines will allow you to reschedule your trip but most will also charge a hefty cancelation fee. And even in the case of a medical emergency, some travel companies refuse to process any type of refund unless the cancelation is more than 30 days prior to the reservation date. Let’s be honest, life happens and sometimes you just have to cancel even when it is the trip of a lifetime. But all of the hassle of canceling or rescheduling can be eliminated if you have trip cancelation insurance.
There are occasions when an issue with the ship causes a cruise to be cut short. In these cases, the cruise line does normally assist passengers in making travel arrangements to get home. But those plans can take a while to complete as they are working to locate passage for a large number of guests. But with trip interruption insurance, you just call the insurance company and they get you home at no charge to you and normally much faster than the cruise line.
In addition to insuring the trip itself and your transportation, you can also insure your baggage in the event that it gets lost. Most airlines will work with you to find lost luggage but they will rarely get that luggage out to your ship once it has sailed. So lost baggage insurance allows you to purchase the necessities and get reimbursed for them. Another important item to insure is yourself. Having medical coverage when traveling abroad literally can be a lifesaver or in the case of lesser emergencies, it is still a great comfort. Ships provide medical staff who are trained to treat most run of the mill issues such as minor cuts, sprains or strains. But a serious illness or injury could result in an emergency stop in a foreign country or even being airlifted back to the United States. And while the cost is not at the forefront of your mind during the medical emergency, at some point those large bills will arrive. Your cruise insurance will help to eliminate the stress and financial strain associated with any of these issues from the most minor inconvenience to the most serious of medical concerns. Cruise insurance is a great way to ensure that your trip is relaxing and enjoyable regardless of any issues along the way.